Friday 11 December 2009

PROCEDURE LEASING SBLC / BG

Collateral to enhance a loan?

YES, we can. But only if your application qualifies!

There is much broker talk and circulation of broker to broker information over leased instruments and transaction which never have a chance to materialize because of insufficient professional knowledge of the financial markets, rules and regulations.

In case the applicant is taking out a loan involving enhancement Loan Collateral, Priority Collateral must always be applicant’s own existing assents. It is applicants responsibility to make sufficient own assents available in case of application for the instrument.

The advantage of this type of transaction during the terms of Enhancement Loan collateral instruments is that, the assets are administered solely by the applicant himself to back up any and all commitments whenever arising. This obviously can provide substantial leveraging effects.”

Facts and information

1. Introduction

2. Risk

3. Definition

4. Major Players

5. Procedure, 1st step

6. Instrument Description

7. Application

8. Applicants Guideline

We don’t expect you to TRUST us, but we kindly request you to be honest and willing to create TRUST and surely we could cooperate in a long term business relationship”.

1. Introduction

We want to introduce clients who are genuine, ready willing and able to this wonderful opportunity of Bank instruments assignments through our private financial sources.

This special program is designed and created by private investors currently providing Fresh cut Bank Guarantees, Standby Letter of Credits and Medium Term Notes issued directly from their nominated Prime Banks, which are specifically assigning or sold to the client as beneficiary. They are completely different from other providers in the known industry because they operate outside the stock market; all our investors are private entities and individuals cooperating together to create this unique programme. Most important advantage for the client is that, our conception is a block cash loan unlike leasing and selling an already made instrument from the money market industry (MMI).

There is NO broker chain in this conception, once application is made and accepted from our Providers and Bankers than principle will directly deal with the Provider.

They can deliver within short time and precision as set forth in the agreement and the client is at liberty to engage the assignment into trade programs as well as in signature project(s) and credit enhancement.

2. RISK

In a loan transaction, based on any sort of collateral, borrower obviously exposes the collateral to a risk. In case the borrower uses “Enhancement Loan Collateral” Instruments to get a loan from another Bank, and if he does not comply with terms of the loan, the lending bank would retain and cash in on security instruments pledged to secure the loan. This means that the security instruments are exposed to potential risks.

It is obviously not possible to provide any kind of (Valid) instruments to borrower without being secured.

3. Definition

Enhancement is a scenario whereby a company attempts to improve its dept or credit worthiness by improving its balanced sheet. This is done in order to increase creditability to obtain a loan against the company assets, or project assets. The loan should never be directly against the financial “enhancement loan collateral“. Priority collateral must always be applicants own existing assets, even though it could be, if mutually agreed. During the terms of instrument, these assets (Backing up) are administered solely by the applicant to back up all commitments whenever arising. It is the applicants responsibility to make own sufficient assets available when applying for enhancement instruments. Most used Formats of Enhancement Loan Collaterals are: Bank Guarantees; Standby Letter of Credit; Bank comfort letters and Certificate of deposit.

4. Major Players

Applicant provides PROOF OF FUNDS: There is a possibility to structure a Bank Guarantee or a Standby Letter of Credit actually backed by, or based on real assets or collateral which build the basis of the Bank Guarantee or Standby Letter of Credit that is being issued.

Receiving Bank: The receiving bank confirms the safe return of the instruments prior maturity, unencumbered. This only works, if the client has a good relationship with his Bank.

The instruments also contain “controlling features” which disenables the receiving bank to draw on the instrument at maturity. Obviously a controlling feature clearly limits the use of the instruments and represents a useful tool, only if the client has a good relationship with his Bank.

Besides the applicant, there is always a coordinating arranger, a funder, an issuing and a receiving bank involved to structure a productive solution. One will have to be aware of the risks and problems that are involved in such transactions (see above). It is vital to understand the roles of the banks and the funders that are involved to make things happen. Banks provide the rules and platform through which they will provide banking services. Funders have to comply with these rules in order to successfully instruct a bank to provide a relevant service.

The coordinating arranger engineers the overall Enhancement Loan Collateral transaction. But if there is no funder, there is no Bank Instrument. Generally no Bank in this world will issue an instrument by itself, or if it has not received sufficient security against the issue. An Enhancement Loan instrument is initiated by a funder who will provide such security and take the risk of issuing the Instrument. A funder will never engage in a transaction that could obviously involve misuse of an instrument and eventually attempts involving credit fraud.

Since the funder will be backing up the deal and in order for the issuing bank to“advise” the instrument, the beneficiary of the instrument and service has to be accepted in the first place.

So the applicant will have to be approved by the funder and his nominated bankers. There is no anonymous transaction in this business!!

One can not expect a professional structure of Bank instrument deal or a quote of final terms, until the applicant/client is fully identified and qualified and has proven capability to conduct such a transaction. This has also to be done by showing the availability of the arrangement fees. It is solely the applicant’s responsibility to make sure that the receiving Bank is ready to receive and accept (SWIFT to SWIFT) communication from the issuing bank.

5. Procedure, 1st Step

a. Informal application for service and full description of the transaction. Business Plan together with proof of the applicant’s financial capacity (Bank statement or Bank letter from the receiving Bank) to pay for the arrangements. The receiving bank must provide a confirmation letter that they are willing to issue MT103-23.The instrument price and the commission fee must be included on the confirmation letter.

b. After due diligence and acceptance of the client/applicant, the transaction is engineered and structured and an agreement is issued by the funder or the coordinating arranger.

c. Generally the client/applicant will be granted sufficient time to discuss the terms and conditions regarding the contract with his bank, his lawyer and financial adviser.

d. Once the final agreement is achieved, the terms and conditions regarding the official contracts, the client and his representative (if there is any involved) must arrange a meeting with the coordinating arranger in Cyprus (Limassol) for the official documents and the arrangement fee. All the documents needed have to be prepared before the meeting and we will provide support if any required (Samples etc.).

6. Instrument Description (Guideline)

1. Bank Guarantee, Standby Letter of Credit

2. Minimum Face Value: 25Million Euros

3. Issuing Banks are our nominated Prime Banks

4. Age: One Year, One Day

5. Leasing Price:.....% of face Value by MT799, MT103-23

6. Commission is ...% for the associates

7. Delivery: MT760 SWIFT TO SWIFT

8. Payment by Wire Transfer

9. Hard Copy by Bonded Courier

Ps. the higher the face value and client’s financial capacity and a good rated receiving bank, the lower are the costs/fees and the easier are the process for all involved.

7. Application

Applicants are obliged to provide an informative description of the entire transaction, how the Enhancement Loan Collateral is being used, how the funder is or will be secured together with a proof of the financial capacity of the applicant/client. This capability has to be none related to the use of the instrument that will be provided. Only in that case, a professional solution can be structured.

This is a guideline and support for the instrument and service application form.

We shall handle each and every case individual and a matched proposal shall be created according to the full described LOI. This is a FREE service and we only respond to full described Letter of intents.

We also offer Business Loans to creditworthy companies worldwide. Minimum amount is : € 10,000,000.00

Required Files :

1. Feasibility Study

2. Passport Copy

3. Balance sheet (past 3 year)

4. Business Plan

Please note that this is a separate concept and can be requested and created individual.

As mentioned earlier, we don’t expect anyone to TRUST us, but we kindly request you to be honestly willing to create TRUST with our firm!!

I am looking forward to hearing from you and hopefully meeting you in this beautiful Cyprus Island. Thank you in advance for your TIME....


Letter Of Intent Specimen

General Guideline only!

(Issued on Applicants Letterhead with complete information)

Date:

Place:

Regarding: Letter of Intent

Application for a Bank Instrument

Dear Mr. .....................,

This is to confirm my intention avail a Bank Instrument for the following transaction:

Informative description of the entire transaction:

The Bank Instrument is being used as follows:

The funder is, or will be secured as follows:

Total Face amount should be Dollar/Euro:

Term of Bank Instrument: (Months)

My financial advisor in this transaction is (state full name, city and country):

My legal advisor is (state full name, city and country):

Attached to this letter you will find a copy of my passport (page with picture) and Bank

statement to proof my financial capacity. Bank letter to confirm that, the receiving bank is willing to issue MT103 transaction.

I am the principal in this transaction (if there is an agent involved, please disclose full name and address of introducing agent and eventual financial arrangements)

Signed:

______________

Attached : Copy of passport page with picture

Bank Letter (Receiving Bank) for Issuing MT103 transaction.

Proof of financial capacity

Project Report

>NOTE: Financial capacity can be proven through bank letter addressed to the applicant confirming available funds, or through a bank statement (or similar). Applications without a convincing proof of the fund availability cannot be considered>


Kindest regards,

Doddy



Friday 27 November 2009

BANK SWIFT CODE DI INDONESIA

• Bank Central Asia (BCA): CENAIDJA
• ABN AMRO Bank: ABNAIDJA
• Hagabank: HAGAIDJA
• Bank Artha Graha: ARTGIDJA
• Bank Bumiputera Indonesia: BUMIIDJA
• Bank Bumi Arta Indonesia: BBAIIDJA
• Bank Buana Indonesia: BBIJIDJA
• Bank Danamon: BDINIDJA
• Bank Mandiri (not Bank Syariah Mandiri): BMRIIDJA
• Bangkok Bank: BKKBIDJA
• Bank Niaga: BNIAIDJA
• Bank Negara Indonesia (BNI): BNINIDJA
• Bank BNP Paribas Indonesia: BNPAIDJA
• Bank Resona Perdania: BPIAIDJA
• Bank Rakyat Indonesia (BRI): BRINIDJA
• Bank Bukopin: BBUKIDJA
• Deutsche Bank AG: DEUTIDJA
• Bank Mizuho Indonesia: MHCCIDJA
• Hongkong and Shanghai Banking (HSBC): HSBCIDJA
• Bank Internasional Indonesia (BII): IBBKIDJA
• Bank Indonesia: INDOIDJA
• Lippobank: LIPBIDJA
• Bank NISP: NISPIDJA
• Pan Indonesia Bank: PINBIDJA
• Bank Rabobank International Indonesia: RABOIDJA
• Bank UFJ Indonesia (formerly Bank Sanwa Indonesia): SAINIDJA
• Bank Swadesi: SWBAIDJA
• Bank Tabungan Negara (BTN): BTANIDJA
• Bank UOB Indonesia: UOBBIDJA
• Bank Permata: BBBAIDJA
• Bank Maybank Indocorp: MBBEIDJA
• Bank Chinatrust Indonesia: CTCBIDJA
• Woori Bank Indonesia: HVBKIDJA
• Bank Sumitomo Mitsui Indonesia: SUNIIDJA
• Bank Finconesia: FINBIDJA
• Bank OCBC Indonesia: OCBCIDJA
• Bank Kesawan: AWANIDJA
• Bank Commonwealth: BICNIDJA
• Bank Ekonomi Raharja: EKONIDJA
• Bank DBS Indonesia: DBSBIDJA
• Bank CIC International (formerly Bank Century Intervest Corp): CICTIDJA
• Bank Ekspor Indonesia: BEXIIDJA
• Bank Mega: MEGAIDJA
• Bank of China, Jakarta Branch: BKCHIDJA
• Bank Syariah Mandiri (not Bank Mandiri): BSMDIDJA
• Bank Syariah Muamalat Indonesia: MUABIDJA

Thursday 26 November 2009

MENGENAL SWIFT DAN STANDART S.W.I.F.T.



Apa dan Bagaimana yang di maksud dengan pesan SWIFT ? Pesan SWIFT di lakukan oleh bank atas instruksi dari Nasabahnya, dimana Bank mengirimkan jutaan pesan per hari, Dan banyak yang mengandung informasi yang sangat sensitif. Maka sangat penting bagi mereka untuk memiliki akses ke jaringan yang sangat handal, dan sangat aman, di mana mereka dapat berkomunikasi tanpa takut pesannya dicegat atau hilang. Oleh karenanya SWIFT menyediakan layanan seperti itu kepada bank. Pesan SWIFT mulai dikembangkan pada tahun 1973 oleh para bankir yang saat itu berfikir bahwa bagaimana cara yang lebih aman dan dapat diandalkan untuk berkomunikasi satu sama lain, dan SWIFT sekarang telah tumbuh berkembang menjadi jaringan Internasional diseluruh dunia perbank, sehingga menjadi metode standar komunikasi antar bank.
Apa itu SWIFT?
SWIFT adalah singkatan dari "Society for Worldwide Interbank Financial Telekomunikasi." SWIFT jaringan lebih dari 8.300 bank, sekuritas, dan perusahaan yang berlokasi di lebih dari 208 negara. SWIFT memungkinkan untuk pertukaran jutaan pesan keuangan standar antara lembaga keuangan di seluruh dunia. SWIFT diciptakan pada tahun 1973 oleh para bankir yang membutuhkan sistem yang lebih efisien dan aman untuk komunikasi antar bank mengenai transfer dana dan surat berharga. Sebelum SWIFT, semua komunikasi antara bank dilakukan melalui telepon, kurir telex, atau surat. Sebelum adanya SWIFT pesan antar bank tidak berisi petunjuk dasar masa lalu dana transfer itu sendiri, namun SWIFT memungkinkan bank untuk melampirkan pesan dan kondisi untuk transfer dana. Masing-masing pesan SWIFT adalah suatu kondisi wire transfer.
Apa yang Lakukan SWIFT?
SWIFT menyediakan platform untuk bank, perusahaan dan lembaga keuangan lainnya untuk bertukar pesan, yang memungkinkan bank untuk bekerja sama dengan bank lain terletak di seberang jalan, dan di seluruh dunia. Standarisasi pesan tersebut memungkinkan kedua bank dan pelanggan mereka untuk menikmati kebijakan seragam dan praktik di berbagai bank. SWIFT bukan bank, dan tidak memegang uang atau mempertahankan rekening, itu hanya memfasilitasi komunikasi antar bank. SWIFT menyediakan bank dengan basis data terpusat yang memungkinkan Bank A untuk mengirim pesan ke Bank B aman, tanpa kerentanan yang melekat dalam menggunakan email, telepon atau faks, dan tanpa perlu bagi manusia untuk memfasilitasi proses. Jaringan komunikasi yang diciptakan oleh SWIFT sangat aman dan handal.
Apakah SWIFT sebuah Perusahaan Pencari Laba ?
SWIFT adalah sebuah organisasi nirlaba dari bank anggota, dikendalikan oleh pemegang saham. Tujuannya adalah untuk menciptakan sebuah portal, yang efisien untuk komunikasi antar bank. Rata-rata, lebih dari 2,4 juta pesan, tentang transaksi sejumlah $ 2 triliun, diproses oleh SWIFT di hari tertentu.
Apakah yang dimaksud dengan Pesan SWIFT ?
Pesan SWIFT adalah dokumen singkat menyediakan nama dan kode bank berasal, nama dan kode bank penerima, jumlah transfer, dan salah satu kode beberapa preset yang memberikan pesan kepada bank penerima. Pesan SWIFT preset dan menyediakan kondisi standar untuk transfer dana antar bank. frase tertentu diperbolehkan, tetapi mereka harus singkat dan to the point, dan terbatas pada jumlah karakter tertentu. Hal ini memungkinkan untuk suatu sistem perbankan yang sangat efisien, karena ada sejumlah pesan yang dapat diproses dalam sistem. 
Dimana SWIFT berada ?
SWIFT saat ini dijalankan oleh dua pusat data, satu di Amerika Serikat dan satu di Belanda. Pusat-pusat ini saling berkomunikasi secara elektronik secara real time, dan dalam hal salah satu pengalaman kegagalan, yang lain dapat menutupi komunikasi keduanya. SWIFT bekerja pada sebuah pusat data ketiga, yang akan berlokasi di Swiss, yang diharapkan akan beroperasi penuh sebelum akhir tahun 2009. Setelah pusat data Swiss datang online, bank-bank Eropa tidak akan lagi dipantau oleh pusat AS.

Apa Selanjutnya yang dilakukan di dalam SWIFT ?
Perusahaan untuk bertukar pesan. Lembaga saling mengirim pesan lainnya melalui jaringan untuk mengkonfirmasi perdagangan atau untuk mengharapkan transfer kawat sebagai contoh. Swift dimiliki oleh anggota jaringan. Organisasi isu Swift Bank Identifier Bilangan atau BIC. BIC diperlukan
SWIFT juga menyediakan anggotanya dengan sistem email yang aman pesan. Klien dapat menggunakan teknologi saat ini, dikenal karena keamanan dan kehandalan, untuk lulus pesan email antara lembaga-lembaga anggota. Ini menyediakan bank peserta dengan sistem yang sangat aman di mana mereka dapat mengirim dokumen bisnis yang sangat sensitif, tanpa kerentanan yang terkait dengan penggunaan Internet terbuka. SWIFT juga mengembangkan software untuk membuat bahasa pesan lebih mudah diakses, dan teknologi lainnya untuk lebih mengembangkan jaringan komunikasinya.

Apa Cara Cari Nomor Swift (Kode Swift) ?
Swift adalah jaringan komunikasi yang digunakan oleh bank, pialang, lembaga keuangan dan untuk dimasukkan dalam semua pesan antara bank dengan menggunakan jaringan Swift. Swift mengeluarkan Badan Usaha Identifier atau BEI untuk perusahaan keuangan non pada jaringan. Nomor Swift berlaku di seluruh dunia.
Petunjuk :
1. Tentukan nama institusi dan alamat. Cari tahu apakah perusahaan tersebut merupakan bagian dari jaringan Swift. Jika bisnis bukan bagian dari Swift itu tidak akan memiliki kode Swift ditugaskan.
2. Hubungi bank, perusahaan atau lembaga yang akan menerima pesan dan menanyakan nomor Swift mereka. Departemen terbaik untuk menghubungi akan menjadi Perdagangan, Wire Transfer atau Penyelesaian Efek bidang perusahaan.
3. Kunjungi situs Swift internet di Swift.com / biconline. Masukkan nama bank atau korporasi dan melakukan pencarian. Hasil pencarian akan menyediakan nomor (s) yang ditugaskan untuk perusahaan dengan Swift. Pencarian dasar adalah gratis, untuk informasi lebih lanjut, berlangganan dibayar diperlukan.
4. Atur untuk metode alternatif komunikasi jika Anda tidak dapat menemukan kode Swift untuk broker, bank atau perusahaan 
5. Coba mengirim e-mail atau faks atau panggilan melalui telepon.

Komunikasi dan Pembayaran Letter of credit dalam mendukung eksportir di Amerika Serikat biasanya dikirim oleh SWIFT dan dalam format yang ditentukan. Sebuah SWIFT Format menunjukkan bank penerbit di bagian atas ("diterima dari") dan memiliki nomor di sebelah kiri untuk informasi spesifik seperti:
31C: kredit tanggal dikeluarkan
31d:  tanggal kedaluwarsa
50:   pesanan pelanggan (rekening pihak)
59:   penerima (eksportir - biasanya nasabah bank)
41d: tersedia "dengan membayar" atau "dengan negosiasi"
42c: jangka waktu draft
42d: bank di mana draft ditarik
44A: pengiriman dispatch poin: tempat ekspor
44B: pengiriman tujuan poin: tempat impor
44C: terbaru tanggal pengiriman (tahun / bulan / hari)
45A: barang yang sedang dikirim dan persyaratan perdagangan (FOB, CIF, dll)
46A: dokumen yang diperlukan untuk menarik di bawah letter of credit
47A: kondisi tambahan: ini sering di mana ia menyebutkan jika penggantian TT dapat diterima
         ("TT"  berarti teletransmission diuji)
48: periode presentasi dokumen (bila diam, maksimal 21 hari setelah pengiriman tanggal bill of lading,
      tetapi di dalam tanggal kadaluwarsa; UCP500 lihat, 43a)               
49: petunjuk konfirmasi: permintaan advising bank untuk konfirmasi, biasanya menyatakan "tanpa", yaitu
      tidak ada konfirmasi.
53A: penerbitan bank koresponden AS yang akan bertindak sebagai bank penggantian
71B:
  yang membayar untuk biaya perbankan di luar negeri bank penerbit? Biasanya penerima
           membayar biaya di Amerika Serikat.
72:  bank untuk informasi bank: hampir selalu menyatakan bahwa kredit yang bekerja dan tunduk pada
       UCP 500. Namun, SWIFT konvensi adalah bahwa semua surat kredit dikirim oleh SWIFT subjectto
       Bea Uniform dan Praktek (UCP) untuk Documentary Credits (Nomor 500 revisi pada tahun 1993).
78: instruksi kepada bank advising: mencakup informasi di mana dokumen harus dikirim dan dari mana
US bank untuk klaim penggantian dan di mana draft yang akan dikirim. SWIFT adalah singkatan dari Society for Worldwide Interbank Financial Telekomunikasi, dan merupakan kelompok bank yang telah set-up global standar untuk mengirim dan menerima instruksi dikonfirmasi untuk transfer kawat dan letter of credit. SWIFT semakin menggantikan teleks diuji. Beberapa surat kredit dikirim oleh teleks diuji, dan ini biasanya dalam format gratis tanpa sebutan nomor di sebelah kiri.
Bank di seluruh dunia telah menetapkan pengujian pengaturan satu sama lain pada teleks dan dasar SWIFT. Ini adalah tingkat dasar hubungan perbankan koresponden untuk memungkinkan pengiriman surat kredit dan pembayaran dalam surat-surat kredit. Sebagian besar bank asing telah memotong kembali pada jumlah rekening diselenggarakan di Amerika Serikat untuk menghilangkan saldo idle dan mengurangi biaya penyesuaian rekening yang tidak perlu banyak. bank asing semakin mempertahankan piutang dolar khusus di bank-bank yang dipilih untuk menangani jenis transaksi tertentu.
Dengan pengaturan account khusus untuk jenis tertentu transaksi, bank asing telah sangat menyederhanakan proses mendamaikan mereka dan kemampuan mereka untuk mengontrol account tersebut. Menyajikan dokumen sesuai, menetapkan bahwa L / C "tersedia dengan negosiasi", dan instruksi penggantian semua pertimbangan penting bagi eksportir dibayar secara tepat waktu. Instruksi dalam surat kredit dapat panggilan untuk dokumen yang akan dikirim kembali ke bank penerbit untuk pemeriksaan akhir sebelum mengizinkan pembayaran yang akan dibuat. Sebagai contoh, ketika AS huruf isu bank kredit, mereka mungkin memerlukan dokumen untuk dikirim kembali ke bank AS untuk pemeriksaan terakhir sebelum pembayaran dilakukan ("tersedia dengan membayar" dengan bank penerbit - lihat 41.D di SWIFT).
Banyak surat kredit ekspor yang mendukung manfaat AS "tersedia dengan negosiasi" dan memungkinkan untuk TT ("teletransmission diuji") penggantian yang dilakukan baik oleh pesan SWIFT disahkan atau teleks diuji. Jika bank AS memeriksa dokumen untuk kepatuhan ketat dengan persyaratan surat kredit per UCP 500 tidak menemukan perbedaan, bank AS dapat meminta penggantian dari koresponden AS issuing bank untuk tujuan ini (sering issuing bank 'New York atau Los Angeles cabang). Karena pembayaran dilakukan sebelum issuing bank melihat dokumen, metode pembayaran yang lebih berisiko dan dalam banyak contoh issuing bank tidak akan mengotorisasi penggantian TT. Misalnya, jika pembayaran dilakukan kepada ahli waris di bawah penggantian TT dan issuing bank kemudian tidak menemukan perbedaan dalam dokumen, issuing bank dapat meminta bahwa AS mengembalikan uang bank pembayar (jika importir tidak mengesampingkan perbedaan). Jika huruf kredit ekspor yang tidak memungkinkan untuk penggantian TT dan dokumen akan dikirim kembali ke bank penerbit dengan draft ke bank penggantian di AS, proses pemeriksaan di issuing bank dapat memperlambat proses pembayaran. dokumen ini eksportir mungkin duduk di tumpukan menunggu untuk diperiksa dan ketika mereka diperiksa, perbedaan dapat ditemukan yang memerlukan memanggil importir izin untuk mengesampingkan perbedaan. waiver ini tidak dapat dilakukan segera yang juga akan memperlambat proses pembayaran.
Eksportir sering keliru percaya bahwa meminta bank menasihati untuk mengkonfirmasi surat kredit akan mempercepat pembayaran mereka. Namun, konfirmasi oleh bank AS janji untuk membayar oleh bank AS dalam hal bank penerbit tidak melakukan pembayaran di bawah letter of credit saat bersih (tidak ada perbedaan) dokumen disajikan. Dengan demikian, konfirmasi biasanya melindungi eksportir terhadap issuing bank gagal membayar karena bank penerbit pailit atau merugikan keadaan ekonomi telah terjadi (seperti kontrol valuta asing). Untuk surat usance kredit dimana draft yang diambil pada sebuah bank penggantian AS, setelah draft telah "diterima" oleh bank AS, eksportir memiliki risiko kredit dari bank AS. Jadi, jika permintaan eksportir konfirmasi surat kredit usance mana RPP itu adalah digambarkan dalam suatu bank AS, konfirmasi pada dasarnya melindungi eksportir selama periode dari tanggal penerbitan surat kredit dengan saat waktu draft diterima oleh bank AS. Jika konsep waktu telah dicairkan pada bank yang mengeluarkannya, konfirmasi masih akan melindungi eksportir selama periode penerimaan.

(SOCIETY OF WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION)
S.W.I.F.T. CUSTOMER TRANSFER AND CHECKS FILE. Message Type (MT.1xx.)
MT
101
:
Request for transfer
MT
102
:
Mass Payments Message
MT
102+
:
Mass Payments Message
MT
103
:
Single Customer Credit Transfer
MT
103+
:
Single Customer Credit Transfer
MT
104
:
Customer Direct Debit
MT
105
:
Edifact Envelope
MT
106
:
Edifact Envelope
MT
107
:
General Direct Debit Message
MT
110
:
Advice of Cheque
MT
111
:
Request for Stop Payment of a Cheque
MT
112
:
Status of a Request for Stop Payment of a Cheque
MT
121
:
Multiple Interbank Funds Transfer (EDIFACT FINPAY Message)
MT
190
:
Advice of Charges, Interest, and Other Adjustments
MT
191
:
Request for Payment of Charges, Interest, and Other Expenses
MT
192
:
Request for Cancellation
MT
195
:
Queries
MT
196
:
Answers
MT
198
:
Proprietary Message
MT
199
:
Free Format Message

S.W.I.F.T. FINANCIAL INSTITUSI TRANSFER FILE. Message Type (MT.2..)


MT
200
:
Financial Institution Transfer for Its Own Account
MT
201
:
Multiple Financial Institution Transfer for Its Own Account
MT
202
:
General Financial Institution Transfer
MT
203
:
Multiple General Financial Institution Transfer
MT
204
:
Financial Markets Direct Debit Message
MT
205
:
Financial Institution Transfer Execution
MT
206
:
Cheque Truncation Message
MT
207
:
Request for Financial Institution Transfer
MT
210
:
Notice to Receive
MT
256
:
Advice of Non-Payment of Cheques
MT
290
:
Advice of Charges, Interest, and Other Adjustments
MT
291
:
Request for Payment of Charges, Interest, and Other Expenses
MT
292
:
Request for Cancellation
MT
295
:
Queries
MT
296
:
Answers
MT
298
:
Proprietary Message
MT
299
:
Free Format Message
S.W.I.F.T. TREASURY, FOREX FILE. Message Type (MT.3..)
MT
300
:
Foreign Exchange Confirmation
MT
303
:
Forex/Currency Option Allocation Instruction
MT
304
:
Advice/Instruction of a Third Party Deal
MT
305
:
Foreign Currency Option Confirmation
MT
306
:
Foreign Currency Option Confirmation
MT
307
:
Advice/Instruction of a Third Party FX Deal
MT
308
:
Instruction for Gross/Net Settlement of Third Party FX Deals
MT
320
:
Fixed Loan/Deposit Confirmation
MT
321
:
Instruction to Settle a Third Party Loan/Deposit
MT
330
:
Call/Notice Loan/Deposit Confirmation
MT
340
:
Forward Rate Agreement Confirmation
MT
341
:
Forward Rate Agreement Settlement Confirmation
MT
350
:
Advice of Loan/Deposit Interest Payment
MT
360
:
Single Currency Interest Rate Derivative Confirmation
MT
361
:
Cross Currency Interest Rate Swap Confirmation
MT
362
:
Interest Rate Reset/Advice of Payment
MT
364
:
Single Currency Interest Rate Derivative Termination/ Recouponing Confirmation
MT
365
:
Cross Currency Interest Rate Swap Termination/Recouponing Confirmation
MT
380
:
Foreign Exchange Order
MT
381
:
Foreign Exchange Order Confirmation
MT
390
:
Advice of Charges, Interest, and Other Adjustments
MT
391
:
Request for Payment of Charges, Interest, and Other Expenses
MT
392
:
Request for Cancellation
MT
395
:
Queries
MT
396
:
Answers
MT
398
:
Proprietary Message
MT
399
:
Free Format Message
S.W.I.F.T. COLLECTION AND CASH LETTER FILE. Message Type (MT.4..)
MT
400
:
Advice of Payment
MT
405
:
Clean Collection
MT
410
:
Acknowledgement
MT
412
:
Advice of Acceptance
MT
416
:
Advice of Non-Payment/Non-Acceptance
MT
420
:
Tracer
MT
422
:
Advice of Fate and Request for Instructions
MT
430
:
Amendment of Instructions
MT
450
:
Cash Letter Credit Advice
MT
455
:
Cash Letter Credit Adjustment Advice
MT
456
:
Advice of Dishonour
MT
490
:
Advice of Charges, Interest, and Other Adjustments
MT
491
:
Request for Payment of Charges, Interest, and Other Expenses
MT
492
:
Request for Cancellation
MT
495
:
Queries
MT
496
:
Answers
MT
498
:
Proprietary Message
MT
499
:
Free Format Message
S.W.I.F.T. SECURITIES MARKET FILE. Message Type (MT.5..)
MT
500
:
Instruction to Register
MT
501
:
Confirmation of Registration or Modification
MT
502
:
Order to Buy or Sell
MT
503
:
Collateral Claim
MT
504
:
Collateral Proposa
MT
505
:
Collateral Substitution
MT
506
:
Collateral and Exposure Statemen
MT
507
:
Collateral Status and Processing Advice
MT
508
:
Intra-Position Advice
MT
509
:
Trade Status Message
MT
510
:
Registration Status and Processing Advice
MT
513
:
Client Advice of Execution
MT
514
:
Trade Allocation Instruction
MT
515
:
Client Confirmation of Purchase or Sale
MT
516
:
Securities Loan Confirmation
MT
517
:
Trade Confirmation Affirmation
MT
518
:
Market-Side Securities Trade Confirmation
MT
519
:
Modification of Client Details
MT
524
:
Intra-Position Instruction
MT
526
:
General Securities Lending/Borrowing Message
MT
527
:
Triparty Collateral Instruction
MT
528
:
ETC Client-Side Settlement Instruction
MT
529
:
ETC Market-Side Settlement Instruction
MT
530
:
Transaction Processing Command
MT
535
:
Statement of Holdings
MT
536
:
Statement of Transactions
MT
537
:
Statement of Pending Transactions
MT
538
:
Statement of Intra-Position Advices
MT
540
:
Receive Free
MT
541
:
Receive Against Payment
MT
542
:
Deliver Free
MT
543
:
Deliver Against Payment
MT
544
:
Receive Free Confirmation
MT
545
:
Receive Against Payment Confirmation
MT
546
:
Deliver Free Confirmation
MT
547
:
Deliver Against Payment Confirmation
MT
548
:
Settlement Status and Processing Advice
MT
549
:
Request for Statement/Status Advice
MT
558
:
Triparty Collateral Status and Processing Advice
MT
559
:
Paying Agent's Claim
MT
564
:
Corporate Action Notification
MT
565
:
Corporate Action Instruction
MT
566
:
Corporate Action Confirmation
MT
567
:
Corporate Action Status and Processing Advice
MT
568
:
Corporate Action Narrative
MT
569
:
Triparty Collateral and Exposure Statement
MT
574l
:
Triparty Collateral and Exposure Statement
MT
574w
:
Triparty Collateral and Exposure Statement
MT
575
:
Statement of Combined Activity
MT
576
:
Statement of Open Orders
MT
577
:
Statement of Numbers
MT
578
:
Settlement Allegement
MT
579
:
Certificate Numbers
MT
581
:
Collateral Adjustment Message
MT
582
:
Reimbursement Claim or Advice
MT
584
:
Statement of ETC Pending Trades
MT
586
:
Statement of Settlement Allegements
MT
587
:
Depositary Receipt Instruction
MT
588
:
Depositary Receipt Confirmation
MT
589
:
Depositary Receipt Status and Processing Advice
MT
590
:
Advice of Charges, Interest, and Other Adjustments
MT
591
:
Request for Payment of Charges, Interest, and Other Expenses
MT
592
:
Request for Cancellation
MT
595
:
Queries
MT
596
:
Answers
MT
598
:
Proprietary Message
MT
599
:
Free Format Message
S.W.I.F.T. PRESIOUS METALS AND SINDICATES FILE. Message Type (MT.6..)
MT
600
:
Precious Metal Trade Confirmation
MT
601
:
Precious Metal Option Confirmation
MT
604
:
Precious Metal Transfer/Delivery Order
MT
605
:
Precious Metal Notice to Receive
MT
606
:
Precious Metal Debit Advice
MT
607
:
Precious Metal Credit Advice
MT
608
:
Statement of a Metal Account
MT
609
:
Statement of Metal Contracts
MT
643
:
Notice of Drawdown/Renewal
MT
644
:
Advice of Rate and Amount Fixing
MT
645
:
Notice of Fee Due
MT
646
:
Payment of Principal and/or of Interest
MT
649
:
General Syndicated Facility Message
MT
690
:
Advice of Charges, Interest, and Other Adjustments
MT
691
:
Request for Payment of Charges, Interest, and Other Expenses
MT
692
:
Request for Cancellation
MT
695
:
Queries
MT
696
:
Answers
MT
698
:
Proprietary Message
MT
699
:
Free Format Message

S.W.I.F.T. DOCUMENTARY CREDIT AND GUARANTEE FILE. Message Type (MT.7..)
MT
700
:
Issue of a Documentary Credit
MT
701
:
Issue of a Documentary Credit
MT
705
:
Pre-Advice of a Documentary Credit
MT
707
:
Amendment to a Documentary Credit
MT
710
:
Advice of a Third Bank's Documentary Credit
MT
711
:
Advice of a Third Bank's Documentary Credit
MT
720
:
Transfer of a Documentary Credit
MT
721
:
Transfer of a Documentary Credit
MT
730
:
Acknowledgement
MT
732
:
Advice of Discharge
MT
734
:
Advice of Refusal
MT
740
:
Authorisation to Reimburse
MT
742
:
Reimbursement Claim
MT
747
:
Amendment to an Authorisation to Reimburse
MT
750
:
Advice of Discrepancy
MT
752
:
Authorisation to Pay, Accept or Negotiate
MT
754
:
Advice of Payment/Acceptance/Negotiation
MT
756
:
Advice of Reimbursement or Payment
MT
760
:
Guarantee
MT
767
:
Guarantee Amendment
MT
768
:
Acknowledgement of a Guarantee Message
MT
769
:
Advice of Reduction or Release
MT
790
:
Advice of Charges, Interest, and Other Adjustments
MT
791
:
Request for Payment of Charges, Interest, and Other Expenses
MT
792
:
Request for Cancellation
MT
795
:
Queries
MT
796
:
Answers
MT
798
:
Proprietary Message
MT
799
:
Free Format Message

S.W.I.F.T. TRAVELLERS CHEQUES FILE. Message Type (MT.8..)


MT
800
:
Sales and Settlement Advice (Single)
MT
801
:
Multiple Sales Advice
MT
802
:
Settlement Advice
MT
810
:
Refund Request
MT
812
:
Refund Authorisation
MT
813
:
Refund Confirmation
MT
820
:
Request for T/C Stock
MT
821
:
Inventory Addition
MT
822
:
Trust Receipt Acknowledgement
MT
823
:
Inventory Transfer
MT
824
:
Inventory Destruction/Cancellation Notice
MT
890
:
Advice of Charges, Interest, and Other Adjustments
MT
891
:
Request for Payment of Charges, Interest, and Other Expenses
MT
892
:
Request for Cancellation
MT
895
:
Queries
MT
896
:
Answers

S.W.I.F.T. CASH MANAGEMENT OUR STATUS FILE. Message Type (MT.9..)


MT
900
:
Confirmation of Debit
MT
910
:
Confirmation of Credit
MT
920
:
Request Message
MT
935
:
Rate Change Advice
MT
940
:
Customer Statement Message
MT
941
:
Balance Report
MT
942
:
Interim Transaction Report
MT
950
:
Statement Message
MT
960
:
Request for Service Initiation Message
MT
961
:
Initiation Response Message
MT
962
:
Key Service Message
MT
963
:
Key Acknowledgement Message
MT
964
:
Error Message
MT
965
:
Error in Key Service Message
MT
966
:
Discontinue Service Message
MT
967
:
Discontinuation Acknowledgement Message
MT
970
:
Netting Statement
MT
971
:
Netting Balance Report
MT
972
:
Netting Interim Statement
MT
973
:
Netting Request Message
MT
985
:
Status Enquir
MT
986
:
Status Report
MT
990
:
Advice of Charges, Interest, and Other Adjustments
MT
991
:
Request for Payment of Charges, Interest, and Other Expenses
MT
992
:
Request for Cancellation
MT
995
:
Queries
MT
996
:
Answers
MT
998
:
Proprietary Message
MT
999
:
Free Format Message